Broadband with no credit checks

21 deals at
  • Best broadband deals with no credit check
  • Available from popular providers – Plusnet, NOW Broadband
  • Prices start from just £16.95 per month
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We found 21 deals for
  • Package

    Broadband
  • I don't want Broadband

    Broadband

    Any broadband
  • Providers

    Plusnet, NOW Broadband, Direct Save
  • Pricing & contract

    Any contract and cost
  • I don't want Phone & line

    Phone & line

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Broadband with no credit checks

PackageBroadband SpeedMonthly UsageSet-up CostContract LengthMonthly Price
Direct Save Unlimited Broadband11Mb averageUnlimitedFree12 months£16.95 per month
NOW Broadband Brilliant Broadband11Mb averageUnlimitedFree12 months£18 per month
NOW Broadband Brilliant Broadband + Anytime Calls11Mb averageUnlimitedFree12 months£18 per month
Plusnet Unlimited Broadband10Mb averageUnlimitedFree18 months£18.99 per month
Direct Save Fibre Broadband35Mb averageUnlimitedFree12 months£22.95 per month
Plusnet Unlimited Broadband + Eve & Weekend Calls10Mb averageUnlimitedFree18 months£22.99 per month
Plusnet Unlimited Fibre Broadband36Mb averageUnlimited£9.9518 months£23.99 per month
NOW Broadband Fab Fibre + Anytime Calls36Mb averageUnlimitedFree12 months£25 per month
NOW Broadband Fab Fibre36Mb averageUnlimitedFree12 months£25 per month
Plusnet Unlimited Broadband + Anytime Calls10Mb averageUnlimitedFree18 months£26.99 per month
Plusnet Unlimited Fibre Extra66Mb averageUnlimitedFree18 months£27.50 per month
Direct Save Broadband Unlimited11Mb averageUnlimited£24.951 month£27.95 per month
Plusnet Unlimited Fibre + Eve & Weekend Calls36Mb averageUnlimited£9.9518 months£27.99 per month
Direct Save Superfast Fibre Broadband63Mb averageUnlimitedFree12 months£29.95 per month
NOW Broadband Super Fibre + Anytime Calls63Mb averageUnlimitedFree12 months£30 per month
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PackageProviderOfferAverage SpeedMonthly UsageSet-up CostContract LengthFirst Year CostMonthly Price

Direct Save Unlimited Broadband

    Direct Save Telecom
    11Mb
    Average
    Speed
    Unlimited
    Monthly
    Downloads
    Zero
    Set-up
    cost
    12
    Month
    Contract

    NOW Broadband Brilliant Broadband

    • No credit checks
    NOW Broadband
    order by phone
    0800 211 8695
      Offer
    • Includes 6 month NOW TV Entertainment Pass
    11Mb
    Average
    Speed
    Unlimited
    Monthly
    Downloads
    Zero
    Set-up
    cost
    12
    Month
    Contract
    6 Months NOW TV

    NOW Broadband Brilliant Broadband + Anytime Calls

    • No credit checks
    NOW Broadband
    order by phone
    0800 211 8695
      Offer
    • Includes 6 month NOW TV Entertainment Pass
    • Free Anytime Calls
    11Mb
    Average
    Speed
    Unlimited
    Monthly
    Downloads
    Zero
    Set-up
    cost
    12
    Month
    Contract
    Free Anytime Calls

    Plusnet Unlimited Broadband

      Plusnet
        Offer
      • £75 Plusnet Reward Card
      • Ends soon
      10Mb
      Average
      Speed
      Unlimited
      Monthly
      Downloads
      Zero
      Set-up
      cost
      18
      Month
      Contract
      £75
      Reward Card

      Direct Save Fibre Broadband

        Direct Save Telecom
        35Mb
        Average
        Speed
        Unlimited
        Monthly
        Downloads
        Zero
        Set-up
        cost
        12
        Month
        Contract

        Plusnet Unlimited Broadband + Eve & Weekend Calls

          Plusnet
            Offer
          • £75 Plusnet Reward Card
          • Ends soon
          10Mb
          Average
          Speed
          Unlimited
          Monthly
          Downloads
          Zero
          Set-up
          cost
          18
          Month
          Contract
          £75
          Reward Card

          Plusnet Unlimited Fibre Broadband

            Plusnet
            36Mb
            Average
            Speed
            Unlimited
            Monthly
            Downloads
            £9.95
            Set-up
            cost
            18
            Month
            Contract

            NOW Broadband Fab Fibre + Anytime Calls

              NOW Broadband
              order by phone
              0800 211 8695
                Offer
              • Includes 6 month NOW TV Entertainment Pass
              • Free Anytime Calls
              36Mb
              Average
              Speed
              Unlimited
              Monthly
              Downloads
              Zero
              Set-up
              cost
              12
              Month
              Contract
              Free Anytime Calls

              NOW Broadband Fab Fibre

                NOW Broadband
                order by phone
                0800 211 8695
                  Offer
                • Includes 6 month NOW TV Entertainment Pass
                36Mb
                Average
                Speed
                Unlimited
                Monthly
                Downloads
                Zero
                Set-up
                cost
                12
                Month
                Contract
                6 Months NOW TV

                Plusnet Unlimited Broadband + Anytime Calls

                  Plusnet
                    Offer
                  • £75 Plusnet Reward Card
                  • Ends soon
                  10Mb
                  Average
                  Speed
                  Unlimited
                  Monthly
                  Downloads
                  Zero
                  Set-up
                  cost
                  18
                  Month
                  Contract
                  £75
                  Reward Card

                  Plusnet Unlimited Fibre Extra

                    Plusnet
                    66Mb
                    Average
                    Speed
                    Unlimited
                    Monthly
                    Downloads
                    Zero
                    Set-up
                    cost
                    18
                    Month
                    Contract

                    Direct Save Broadband Unlimited

                      Direct Save Telecom
                      11Mb
                      Average
                      Speed
                      Unlimited
                      Monthly
                      Downloads
                      £24.95
                      Set-up
                      cost
                      1
                      Month
                      Contract

                      Plusnet Unlimited Fibre + Eve & Weekend Calls

                        Plusnet
                        36Mb
                        Average
                        Speed
                        Unlimited
                        Monthly
                        Downloads
                        £9.95
                        Set-up
                        cost
                        18
                        Month
                        Contract

                        Direct Save Superfast Fibre Broadband

                          Direct Save Telecom
                          63Mb
                          Average
                          Speed
                          Unlimited
                          Monthly
                          Downloads
                          Zero
                          Set-up
                          cost
                          12
                          Month
                          Contract

                          NOW Broadband Super Fibre + Anytime Calls

                            NOW Broadband
                            order by phone
                            0800 211 8695
                              Offer
                            • Includes 6 month NOW TV Entertainment Pass
                            • Free Anytime Calls
                            63Mb
                            Average
                            Speed
                            Unlimited
                            Monthly
                            Downloads
                            Zero
                            Set-up
                            cost
                            12
                            Month
                            Contract
                            Free Anytime Calls
                            21
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                            This could be because your property is a new build or your postcode has recently changed. We recommend you check with the providers directly by clicking on the logos below.

                             

                            What you need to know

                            • Prices last checked and verified 20th March 2019
                            • Broadband speeds may vary
                            • Monthly costs include line rental
                            • All prices are inclusive of VAT except business packages
                            • You should have the right to cancel without penalty if your provider increases charges during the minimum term of your contract
                            • Some providers offer line rental reduced prices when an upfront payment is made for 12 months

                            How to get broadband with no credit checks

                            By Emma Lunn | Friday, January 25th 2019

                            Most people assume credit checks are just for mortgages, loans and credit cards. But they’re not. Most broadband companies also perform a credit check before they allow you to sign up. If you're looking for a way to avoid these checks altogether, we can show you how.

                            Don’t worry if your credit history isn’t perfect. Not every broadband provider will check your credit file and those that do might be more flexible than you’d think. We’ve taken a look at the credit check history policies of the major providers. Here’s what we found.

                            In this guide

                            NOW Broadband requires no credit check at all

                            Sky subsidiary NOW TV started out by offering TV passes before it moved into the broadband market. But despite the expansion in services, its requirements when you sign up haven’t changed. When you set up a NOW TV account, it takes 10p out of your account to check your bank card is valid (don’t worry, it puts it straight back in). And that’s it – all done, no credit check.

                            Why is it so laid back? Well, you pay for services in advance with NOW TV and NOW Broadband so if you don’t pay, you won’t be able to watch your TV passes. As a result, it’s pretty low risk from NOW’s perspective. Once you’ve got a NOW TV account, it’s easy to add broadband and it won’t carry out any more checks after the 10p check.

                            Compare NOW Broadband deals

                            The big four providers are nicer than you think

                            TalkTalk, BT, and Virgin Media all credit-check new customers. Sky won’t reveal its credit-checking policy, but says it will always notify customers if it’s going to credit-check them.

                            However, having a poor credit history won’t necessarily exclude you from signing up with one of these big providers. The broadband market is very competitive and providers are generally keen to sign up as many customers as possible. This means it’s worth taking a punt on one of the big players even if you have a poor credit record.

                            TalkTalk, for example, says only a 'small number' of customers fail the credit check. For those that do, it will explore 'other options' with them.

                            Plusnet and Direct Save Telecom also don't do credit checks

                            Plusnet doesn’t do credit checks either, and says it offers its 'great-value broadband to everyone'. Its deals are pretty good, with a choice two fibre speeds on either 12 or 18-month contracts.

                            Direct Save Telecom is another provider that doesn’t credit-check customers. All it asks is that you pay your first invoice before you its service goes live. Your first invoice will consist of the line rental and call/broadband plan charges for the partial days in the month of activation, plus the next full month. It’s generally a bit more expensive than NOW TV or Plusnet though, so we’d suggest trying one of those first.

                            Compare Plusnet broadband

                            You may be required to put down a deposit

                            When we asked BT and Virgin, both were a bit clearer about the options for customers with poor credit. Basically, those with unacceptable credit histories are often asked for a deposit for services.

                            This means you put down a sum of money (negotiated and agreed with the company) before you’re provided with a broadband service. In the event that you don’t pay your bill, the company can use this money instead. Basically, it lessens the risk for the broadband provider. Telecoms companies aren’t the only utility companies to ask for deposits from higher risk customers – energy firms do this too.

                            The deposit technically remains your money and you’ll get it back at some point providing you’ve paid all your bills, either when you leave the company or after a certain amount of time.

                            Mobile broadband is another option

                            If you don’t fancy putting down a deposit, mobile broadband is a useful alternative. Payment options fall into pay monthly contracts (to which poor credit history may still be a barrier) and the more flexible pay-as-you-go, which doesn’t require a credit check.

                            Mobile broadband options include dongles, tethering, mobile wi-fi and tablet data plans. Our guide on mobile broadband can help you assess your options.

                            Frequently asked questions

                            What’s a credit check?

                            Basically when you take out a contract, the company wants to be confident you’ll make payments on time. To get an idea about how you handle credit and financial commitments, it will check your credit history with one of the three UK credit reference agencies (CallCredit, Experian and Equifax).

                            What counts as bad credit?

                            Bad credit can be anything from missed utility payments to unpaid credit card bills, county court judgements (CCJs), individual voluntary arrangement (IVA), or bankruptcy.

                            There are different degrees of bad credit. If you’ve missed the odd payment here and there, your credit history won’t be perfect but it won’t be terrible either. However, if you systematically take out loans, credit deals and contracts and never pay what’s due, your credit history will look pretty dire.

                            Applying for a broadband deal isn’t like applying for a mortgage. You won’t need a perfect history to be accepted. So even if your credit file has a few blips here and there, you’ll probably be OK.

                            Why might I fail a credit check? 

                            It’s not just missed payments and unpaid bills that will result in a failed credit check. There may be inconsistencies in the address details on your file – companies like the address for your bank card to be the same as your delivery or installation address. Not being on the electoral roll can also mean being turned down for credit – so get yourself registered at your current address.

                            checking for bad credit

                            If you’ve previously taken out loans or financial agreements jointly with a partner and you’ve now split up, you need to issue a “notice of disassociation” to the three credit references. If you don’t, your ex’s financial behaviour will continue to affect your credit file (you always knew they were no good for you, didn’t you?)

                            How can I improve my chances of getting broadband?

                            Even if you have bad debts or are insolvent, you may still be able to get a standard broadband deal if you can demonstrate some stability – such as a long-term employment history, residence at the same address for a prolonged period of time (ideally owned) or a consistent track record with the same bank.

                            Providers generally like to see a fixed landline number rather than a mobile on application forms, and may look more favourably on existing or previous customers who have a good payment record with them. If you’ve always paid your BT phone bill on time for example, you shouldn’t have any problem taking out a BT broadband deal.

                            How do I check my credit file?

                            Before applying for a broadband product (or any other commitment that may trigger a credit check), it’s worth taking a look at your credit record to get a full picture of your financial history. In addition to your score, it will detail all of your past credit agreements and applications in the past six years, including outstanding balances and missed payments.

                            Credit reference agencies Equifax, Callcredit and Experian have to provide you with a copy of your statutory report for £2. They also offer options to pay for more detailed reports or sign up for credit monitoring services. If there are mistakes on your credit file, you can ask for them to be corrected.

                            Will I stand a better chance if I sign up for a 30-day rolling contract rather than a 12-month deal?

                            Probably, yes. A number of providers including Now Broadband, SSE, Direct Save Telecom and Virgin Media offer 30-day rolling contracts for broadband. These tend to come with higher set-up fees than 12, 18 or 24-month deals so, with you paying more cash upfront, your credit worthiness will be slightly less important than if you are applying for a longer contract.

                            Could I be on a credit blacklist?

                            No, there’s no such thing. Different companies will interpret your credit history in different ways and place differing importance on different aspects (for example, energy companies won’t be keen on you if you leave energy debts all over the place). There’s no blacklist, either for people or addresses.

                            How long do defaults remain on my credit record?

                            Defaults and missed payments stay on your credit record for six years. So, even if your credit history is terrible now, if you pay everything on time for the next six years you’ll then have a clean sheet again. Generally, companies are more concerned about your recent history than things that happened five-and-a-half years ago.

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